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Fixed Mortgage

Enjoy consistent monthly payments and long-term stability with our fixed rate mortgage options. Perfect for homeowners seeking predictability and peace of mind.

With a Fixed Rate Mortgage, your interest rate never changes keeping your monthly payments stable for the entire loan term. This stability helps you budget confidently. Whether you're a first time buyer or refinancing, you'll never face surprise payment hikes. At TriStar Finance, we'll match you with the perfect fixed rate solution to maintain steady housing costs.

Popular Varieties of Fixed Rate Mortgages

20-Year Fixed Rate Mortgage

The 20 year fixed mortgage strikes a balance between having more manageable payments than a 15 year term and lower interest charges than a 30 year loan. For twenty years, your rate remains fixed.

Hence, the 20 year option gives you the perfect balance payments that won't stretch your budget too thin, while still putting you on the fast track to building equity and ownership.

CEO

Adjustable-Rate Mortgage with Initial Fixed Period

With an ARM, your rate stays steady for the first few years (think 5, 7, or 10), then adjusts periodically. Great if you’re moving or refinancing soon. When the fixed term expires, your rate adjusts based on current markets. ARMs benefit those who’ll sell/refinance early or anticipate higher earnings later. But if you value payment stability for decades, another loan type might be safer for your situation.

Understanding the Mechanics of Fixed Rate Mortgages

The great thing about a fixed rate mortgage is that your interest rate stays consistent the whole period you’re paying it off.

The beauty of a Fixed Rate Mortgage? Your monthly payment never changes giving you stability over the life of the loan.

A fixed-rate mortgage keeps your payment constant, so you always know what you're paying. Makes budgeting simpler!

With a fixed rate mortgage, you get one interest rate at closing that stays the same forever, even if market rates go up or down.

The defining feature of fixed rate mortgages is their immunity to rate adjustments, unlike ARMs which change according to market conditions.

Need a Fixed Rate Mortgage?

Lock in a stable rate and predictable payments secure your fixed rate mortgage today!