Stated Income & Bank Statement Loans
No tax returns needed qualify using bank statements or stated income. Perfect for business owners, freelancers and 1099 earners.
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No tax returns needed qualify using bank statements or stated income. Perfect for business owners, freelancers and 1099 earners.
Get StartedTriStar Finance offers stated income loans, a financing option designed for self employed individuals or those with non traditional income sources. With stated income loans, borrowers can provide alternative forms of documentation to verify their income, making it easier to qualify for a mortgage. This program allows borrowers to state their income without extensive documentation, streamlining the loan process and enabling self employed individuals to pursue homeownership.
For those with unusual income arrangements that don't meet standard lending requirements, TriStar Finance offers flexible mortgage options known as bank statement loans. These loans allow self employed borrowers to get funding by using bank statements, not pay stubs, to secure financing. When conventional documentation is unavailable, they open up possibilities for home ownership.
Bank statement loans skip traditional requirements like tax returns and pay stubs. Lenders examine your bank activity over time to evaluate stability and repayment ability. This helps self employed professionals, gig workers, and new business owners qualify when conventional methods don't work. At TriStar Finance, we don't just process applications we build solutions. Our loan experts will personally guide you through bank statement loans to find financing that actually works for your situation.
Qualify with ease using your deposits not your tax filings. Apply today for flexible mortgage options!